Insurance requirements for studying in Poland

Insurance information for Poland

If you are going to study and live in Poland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

Students from the EU/EEA countries

Healthcare in Poland is available for students from EU/EEA countries, provided that they hold valid medical insurance in the national insurance system of their country. A valid passport, student identity card or doctoral student identity card and a valid European Health Insurance Card (Europejska Karta Ubezpieczenia Zdrowotnego) entitles its holder to medical care free of charge in Poland. Detailed information on the health care for EU/EEA citizens can be found on the website of the National Health Fund: https://www.ekuz.nfz.gov.pl

Students from outside the EU/EEA

If possible it is recommended that students from non-EU/EEA countries purchase their own international medical insurance prior to their arrival in Poland. Otherwise they are required to sign a voluntary health insurance agreement with the National Health Fund (Narodowy Fundusz Zdrowia – NFZ) and pay their own insurance fees, which amount to about EUR 15 a month. Under this insurance scheme, students are entitled to free medical care and can use university health care clinics and health centres. Also, all foreign students have the option of purchasing additional accident insurance. For detailed information visit the website of the National Health Fund: www.nfz.gov.pl.

It is important to understand that the EHIC (European Health Insurance Card) is not always enough and that local mandatory health insurance will probably not cover:

  • Additional medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Poland

Poland represents a great mix of quality education and affordable costs. International students can choose from over 400 universities where programmes are taught in Polish and English. The main advantage of choosing a Polish-taught degree is that you won’t have to pay any tuition fees.

Polish people are known for their hospitality and specific sense of humour, which means you’ll have a lot of fun interacting with locals, making friends, and exploring your surroundings. When you’re not in classes, feel free to travel around, visit the beautiful castles, or go skiing in the Tatra Mountains (during the winter).

Poland

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