Insurance requirements for studying in Poland as an international student or PHD Candidate
Insurance information for Poland
If you are going to study and live in Poland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from the EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
If possible it is recommended that students from non-EU/EEA countries purchase their own international medical insurance prior to their arrival in Poland. Otherwise they are required to sign a voluntary health insurance agreement with the National Health Fund (Narodowy Fundusz Zdrowia; NFZ) and pay their own insurance fees, which amount to about EUR 15 a month. Under this insurance scheme, students are entitled to free medical care and can use university health care clinics and health centres. Also, all foreign students have the option of purchasing additional accident insurance. For detailed information visit the website of the National Health Fund: www.nfz.gov.pl. Though it could be challenging to find the right information as most of the content is in Polish only or temporary unavailable.
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Home contents and baggage
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
About PolandPoland offers an ideal blend of affordable education and high quality. With over 400 universities to choose from, international students can opt for programs taught in both Polish and English. One major advantage of pursuing a degree in Polish is the exemption from tuition fees. Polish people are renowned for their warm hospitality and unique sense of humor, ensuring a delightful experience of making friends and exploring the surroundings. When not attending classes, students can indulge in visiting splendid castles or enjoying winter sports in the Tatra Mountains.
Get custom advice for your situation from our partner, Aon. Click the button below and enter the wizard Aon created. It provides information on prices based on your country of origin, destination, and current insurance status. All this without any obligations on your part!