Insurance requirements for studying in Hungary

Insurance information for Hungary

If you are going to study and live in Hungary, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

Students from EU/EEA countries

Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance . EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.

Students from outside the EU/EEA. Students are obliged to have health insurance coverage.

In the case of foreigners studying in Hungary, entitlement to health care services in Hungary is restricted to those foreign nationals who pursue their studies full-time at an institution of secondary or higher education and whose student status is based on an international agreement or a fellowship granted by the Hungarian Ministry of Human Capacities.

If you study in Hungary independent of any placement, you can take out private health insurance or enrol with the local Health Insurance Fund at a cost of 30% of the local minimum wage, you will receive a “TAJ card” (State Health Insurance Card).

Insurance, that's difficult, right?

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Is this enough?

It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:

  • (Additional) medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid
  • Worldwide cover

You will need an insurance policy also covering, but also arranging for you, for example:

Free quote from Aon

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Hungary

Hungary is an appealing choice for international students due to its affordable tuition fees and numerous scholarships that help reduce living and studying expenses. The country is renowned for its natural beauty and is a favored tourist spot, offering attractions like Lake Balaton, Thermal Baths, and the Hungarian Parliament building. Additionally, Hungary's strategic location allows for easy travel to neighboring countries and throughout Europe.

Hungary

Frequently asked questions

Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance 
(European Health Insurance Card - Employment, Social Affairs & Inclusion - European Commission (europa.eu))

An EHIC gives the student the right to access state-provided healthcare during a temporary stay in another EU country, Norway, Iceland, Liechtenstein or Switzerland.

When you are in possession of a valid EHIC during your study period in Hungary, it only provides coverage for emergency medical expenses. Please note that this does not include any costs for medical evacuation, physical therapy, acupuncture or emergency dental expenses. You are also not covered for your personal possessions, liability, legal aid, emergency assistance and extra travel expenses. 

The validity of the EHIC depends on your home country and your insurer in your home country. It may not cover the full period of studies. Please verify the validity of your EHIC with your insurer in your home country for your study period abroad in Hungary.

However, the coverage of the European Health Insurance Card or private insurance may not be sufficient, especially in case of repatriation and specific medical intervention. In that case, a complementary private insurance might be useful.

Taking out an additional insurance during your study abroad in Hungary is specially needed for the risks that are not covered for with your EHIC. This to be certain that you are properly insured during your study period.As each country’s healthcare system is different services that cost nothing at home might not be free in another country like Hungary.
 

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