Insurance requirements for studying at University of St. Gallen (HSG)

This page has information from University of St. Gallen (HSG) and Switzerland combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact University of St. Gallen (HSG)

HSG has been part of St.Gallen for more than one hundred years, originally as a “business academy” and today as a university. We give our students the opportunity to profit from an ideal mix of research and practical experience.In order to facilitate top achievements in teaching and research, all aspects must be right. Each and every person who is part of the university is dedicated to quality. 

University of St. Gallen (HSG)

Insurance information for Switzerland

If you are going to study and live in Switzerland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

Health insurance coverage is mandatory for any person residing in Switzerland for more than three months. The compulsory basic insurance covers medical treatment in the event of illness and accident. 

Students that are EU citizens should be in possession of a European Health Insurance Card (EHIC) when going to Switzerland. This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland or the United Kingdom under the same conditions and at the same cost (free in some countries) as people insured in that country. Your EHIC can be issued by your national health insurance provider.

Students without a European Health Insurance Card, should be covered by private health insurance for their stay in Switzerland.

It is important to understand that the EHIC (European Health Insurance Card) is not always enough and that local mandatory health insurance will probably not cover:

  • Additional medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Switzerland

Switzerland has one of the most advanced free-market economies, which is reflected in the high living standards and the satisfaction of people living here. In terms of higher education, Swiss universities are constantly ranked among the best in Europe, and they shine in areas like Business, Tourism, Culinary Arts, and Engineering.

When compared to Western universities, tuition fees in Switzerland are affordable, and all studies — especially PhD programmes — are world-class. You’ll have the opportunity to develop in a multilingual environment and try learning international languages like German, French, or Italian. If you settle down here, the unemployment rates are low, and salaries are well above the European average.

Switzerland

Testimonials