Insurance requirements for studying at University of Silesia in Katowice
Insurance information for University of Silesia in Katowice
Insurance is important while studying at University of Silesia in Katowice because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Silesia in Katowice
University of Silesia in Katowice is one of the largest and most dynamically developing public universities in Poland.
Find interesting master studies for University of Silesia in Katowice at Mastersportal
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Insurance information for Poland
If you are going to study and live in Poland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from the EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
If possible it is recommended that students from non-EU/EEA countries purchase their own international medical insurance prior to their arrival in Poland. Otherwise they are required to sign a voluntary health insurance agreement with the National Health Fund (Narodowy Fundusz Zdrowia; NFZ) and pay their own insurance fees, which amount to about EUR 15 a month. Under this insurance scheme, students are entitled to free medical care and can use university health care clinics and health centres. Also, all foreign students have the option of purchasing additional accident insurance. For detailed information visit the website of the National Health Fund: www.nfz.gov.pl. Though it could be challenging to find the right information as most of the content is in Polish only or temporary unavailable.
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Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.