Insurance requirements for studying at University of Oulu
Insurance information for University of Oulu
Insurance is important while studying at University of Oulu because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Oulu
University of Oulu's global impact is based on scientific breakthroughs and world-class innovations. 2.6 billion people use technology developed in Oulu. Oulu, the European Capital of Culture in 2026, is known for its highly educated people, easy-going atmosphere, tranquil surroundings and a Scandinavian ambience. Northern lights can be spotted in wintertime and the Lapland is easy to reach.
Find interesting master studies for University of Oulu at Mastersportal
Not at all! In Finland, Aon is most of the times much cheaper than insurances offered by your university. Save money for things that matter to you.
Insurance information for Finland
If you are going to study and live in Finland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance . EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
To obtain a student visa the student must be covered by private health insurance for the entire planned period of stay in Finland. There a number of requirements that the insurance must meet to be accepted by the Finish immigration authorities. The insurance offered by our partner Aon has been pre-approved and will be accepted as it meets all requirements.
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that a local health insurance will probably not cover:
- (Additional) medical costs, like dental
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Finland
Finland is an ideal destination for international students, especially those from the EU/EEA, as they can enjoy tuition-free education at local public universities. Renowned for its exceptional education system, Finland is also ranked among the happiest and safest nations globally. With a wide selection of over 400 English-taught programs, students have ample choices. In their leisure time, they can explore the awe-inspiring Finnish nature, including the countless lakes that earned Finland the nickname "The Land of a Thousand Lakes." Moreover, Finland's convenient location allows easy travel to neighboring countries such as Norway, Denmark, Sweden, Russia, and Estonia.
