Insurance requirements for studying at University of Oulu
This page has information from University of Oulu and Finland combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact University of Oulu
Insurance information for University of Oulu
Insurance is important while studying at University of Oulu because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Oulu
International students don’t end up in a Swedish city by chance. They come here because they share a set of beliefs and values — things like equality, sustainability and a modern approach to learning. They come because these are ideals we at the University of Gothenburg share.
Insurance information for Finland
If you are going to study and live in Finland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance . EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
To obtain a student visa the student must be covered by private health insurance for the entire planned period of stay in Finland. There a number of requirements that the insurance must meet to be accepted by the Finish immigration authorities. The insurance offered by our partner Aon has been pre-approved and will be accepted as it meets all requirements.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that a local health insurance will probably not cover:
- (Additional) medical costs, like dental
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Finland
Finland is an excellent choice for all internationals and especially for EU/EEA students who can study at local public universities for free. The beautiful Nordic country has one of the best education systems in the world and ranks among the safest and happiest nations in the world. You can also choose from over 400 English-taught programmes.In your spare time, you can explore the breathtaking Finnish nature and landscapes, as well as the numerous lakes that give the country the nickname ‘The Land of a Thousand Lakes.’ From here, you can easily travel to neighbouring countries like Norway, Denmark, Sweden, Russia, or Estonia.
