Insurance requirements for studying at University of Nicosia
This page has information from University of Nicosia and Cyprus combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact University of Nicosia
Insurance information for University of Nicosia
Insurance is important while studying at University of Nicosia because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Nicosia
Heilbronn University of Applied Sciences ranks amongst the major institutions of Higher Education in the state of Baden-Württemberg where it caters for about 8,200 degree-seeking students on 4 campuses, namely Heilbronn – Sontheim, Heilbronn – Bildungscampus, Künzelsau and Schwäbisch Hall.

Insurance information for Cyprus
If you are going to study and live in Cyprus, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
All international students in Cyprus are obliged by migration department regulations to have health insurance coverage. International students from most countries are required to have private health insurance.
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance . EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA , students are obliged by the Migration Department regulations to have private health insurance coverage. A proof of insurance must be presented to obtain a student visa.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- Additional medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Cyprus
Cyprus is a Mediterranean paradise that attracts international students with affordable living costs, low tuition fees, and a high-quality standard of education. The most popular disciplines offered by Cypriot universities are Hospitality, Tourism, and Business.English is widely spoken, largely thanks to the high number of tourists visiting the island. You’ll also enjoy sunny weather for almost the entire year. In your free time, you can explore the wonderful beaches and discover the ancient history of this multicultural nation.
