Insurance requirements for studying at University of Miami

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Insurance information for University of Miami

Hey there, fellow students at the University of Miami in sunny Florida! Let's talk about the exciting student life and academic journey at this vibrant institution. As we dive into the sea of knowledge, it's essential to ensure our well-being, and that's where student insurance comes into play. Luckily, Studyportals has partnered with Aon to offer the perfect insurance coverage tailored to our needs. Not only does Aon's offer comply with the university's insurance requirements, but it also provides peace of mind during our educational adventure. So, let's stay protected and make the most out of our time here at UM!

About University of Miami

A private research university with more than 16,000 students from around the world, the University of Miami is a vibrant and diverse academic community focused on teaching and learning, the discovery of new knowledge, and service to the South Florida region and beyond.

 Find interesting master studies for University of Miami at Mastersportal

University of Miami
Insurance, that's expensive, right?

Not at all! In United States, Aon is most of the times much cheaper than insurances offered by your university. Aon provides different insurance packages staring as low as 0.53 € per day! Save money for things that matter to you.

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Insurance information for United States

If you are going to study and live in the United States, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

University Registration Requirement

For all non-U.S. citizens studying in the United States, international student insurance is mandatory. Students cannot register at a university without showing proof of student health insurance.

Health Insurance Requirements for Enrolment

When you enrol at an US University you are required to take Health Insurance meeting several requirements. Minimum requirements may change per State and per university. The university will offer you an (expensive) Health Insurance product. You cannot be obliged to buy that product. You can buy alternative Health Insurance elsewhere as long as it meets the State and University of Miami requirements.

Applying for a Waiver

If you buy an alternative Health insurance, you need to apply for a waiver. With this waiver the university will review and approve the insurance you bought elsewhere. This means that the university will check and confirm that the alternative insurance is at least as good as the one they offered to you.

Important: Each University has an own procedure and deadline for the submission of the waiver. Check with your University and make sure you submit the waiver on time.

Even more with some of these alternative insurance you will also have access to the University Health Centre.

Insurance, that's difficult, right?

No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.

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Aon Student Insurance: Your Alternative Insurance Solution

Aonstudentinsurance.com offers you the possibility to buy an alternative Health Insurance product meeting the requirements of the University and will also give you information and answer your questions about the waiver you need to present.

Please note that Aon or the insurer cannot apply for the waiver on your behalf.

This insurance also includes:

  • 24/7 HealthiestYou; online/telephone medical advice
  • 24/7 Student Assistance Program; crisis support, financial and legal advice, mediation, living well portal Virtual Counselling: access to mental health providers
  • ID Card
  • Online services

And all this at a lower price than the university offering of most Universities. Roughly $100 cheaper per month on average (* )

Free quote from Aon

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

Around 2.300 US Universities currently accept this insurance solution. To be fair with you some Universities do not accept alternative Health insurance, Aon will not offer you a product if it’s known that this is the case.

Check Aonstudentinsurance.com to verify if your university is included in the list

Our partner Aon, (NYSE: AON) is one of the largest insurance brokers in the world, over 50.000 employees provide clients in over 120 countries with advice and solutions that give them the clarity and confidence to make better decisions

(*) What’s the catch? How is this price difference even possible? There are many factors affecting the price of insurance. Per example the fees paid to the parties involved in the contract or the claims experience; price is often based on the claims paid in the past years for students at that University and the alternative insurer prices are not calculated per university but for the whole group of international students coming to the United States, so a major medical claim in one university will not necessarily increase the price for that single university but will be absorbed by the whole group.

About United States

The United States is renowned for its exceptional universities and colleges, consistently ranked among the best worldwide. With an impressive selection of over 150 universities featured in international rankings, the U.S. stands out for its top-tier business, medical, and engineering schools. What sets American universities apart is their emphasis on academic flexibility, allowing students to tailor their study experience through optional courses and extracurricular activities. Moreover, depending on the location of your studies, you will have the opportunity to explore iconic landmarks such as the Statue of Liberty, Empire State Building, Golden Gate Bridge, Grand Canyon, Mount Rushmore, Disney's Magic Kingdom Park, and many more breathtaking attractions.

United States

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