Insurance requirements for studying at University of Luxembourg
Insurance information for University of Luxembourg
Insurance is important while studying at University of Luxembourg because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Luxembourg
The University of Luxembourg is an international research university with a distinctly multilingual and interdisciplinary character. The University was founded in 2003 and counts nearly 7,000 students and over 2,000 employees from around the world. The University’s faculties and interdisciplinary centres focus on research in the areas of Computer Science and ICT Security, Materials Science, European and International Law, Finance and Financial Innovation, Education, Contemporary and Digital History. In addition, the University focuses on cross-disciplinary research in the areas of Data Modelling and Simulation as well as Health and System Biomedicine. The University of Luxembourg offers 17 Bachelor’s, 46 Master’s Degrees and custom-made training programmes for Ph.D. candidates in 4 doctoral schools.
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Insurance information for Luxembourg
If you are going to study and live in Luxembourg, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance .EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Registration with the CNS by presenting the certificate of registration as well as the European Health Insurance Card (a S1 form as a family member of an insured person is also accepted) certifying entitlement, issued by the institution from the country of origin (application of Regulation CE 883/2004).
Students from outside the EU/EEA
The Luxembourg Social Security Code stipulates in its article 1 under point 14) that persons over 18 years of age who pursue studies in the Grand Duchy of Luxembourg or vocational training not indemnified as an apprenticeship, who are not otherwise insured and who cannot be covered as a dependent family member, are compulsorily insured in terms of health insurance
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Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Luxembourg
Luxembourg is a diverse and dynamic country, attracting students and academic staff from all over the world. It offers exceptional Business and Management degrees, with a wide range of English-taught Bachelors and Masters programs. Scholarships and financial aid are also available for international students. In your free time, explore national museums, travel around, and relish the security of living in a prosperous nation with a strong economy and one of the highest GDPs globally.
