Insurance requirements for studying at University of Bergen
This page has information from University of Bergen and Norway combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact University of Bergen
Insurance information for University of Bergen
Insurance is important while studying at University of Bergen because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About University of Bergen
What kind of a university is The University of Helsinki? It is Finland’s largest and oldest academic institution. Since 1640, it has contributed to the establishment of a fair and equal society that is considered the best in the world according to a number of indicators. Today, this multidisciplinary academic community solves problems that concern all of us, also on a global scale.
Insurance information for Norway
If you are going to study and live in Norway, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much
Health services in Norway are of high standards. As a student in Norway you are ensured professional medical treatment no matter which part of the country you are living in.
In most cases the treatment is free of charge if certain prerequisites are met. These prerequisites vary depending on your current nationality and length of stay in Norway. Please study the regulations below carefully.
Students from the Nordic countries
You will become a member of the Norwegian National Insurance Scheme if you are registered in the National Population Register in Norway. If you are not a member you are nevertheless entitled to health services under the National Insurance Act and you do not have to verify it with a European Health Insurance Card.
Students from the European Union, European Economic Area (EEA) or Switzerland
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from countries outside European Union, the European Economic Area (EEA)
Your right to health services in Norway depends of your status as resident of Norway. If the duration of your stay in Norway is more than one year you automatically become insured under the National Insurance Scheme when you register as a student at a Norwegian institution of higher education and get a student residence permit in Norway. For all others you should have other insurance to cover any medical expenses you might incur in Norway..
All students
Some institutions provide on campus health services. The semester card which you receive by semester registration may entitle you free medical treatment at the institution's student health services. This treatment usually does not apply to medicines or to medical tests taken off campus. The cost of medicines is only covered if you are hospitalised, or suffer from a serious disease, and are member of the Norwegian National Insurance Scheme, or have a European Health Insurance Card or another form of social security which covers these costs.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Norway
Norway is a paradise for anyone who wants to study abroad for free. Public universities don’t charge any tuition fees. This policy applies to all international students, regardless of their nationality. The academic standard is very high, and professors are easy to approach, always willing to go the extra mile for their students. Additionally, classes are organised in small groups, which further improves learning and cooperation.You can choose from a wide range of English-taught programmes, and you don’t need to worry about language barriers outside of classes either, because most Norwegians speak English as a second language. Internationals should find it easy to adapt to Norway’s society, which is based on equality and fair opportunities — reflected both in the legal system and in people’s behaviour.
