Insurance requirements for studying at UCAM - Catholic University of Murcia
This page has information from UCAM - Catholic University of Murcia and Spain combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact UCAM - Catholic University of Murcia
Insurance information for UCAM - Catholic University of Murcia
Insurance is important while studying at UCAM - Catholic University of Murcia because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About UCAM - Catholic University of Murcia
American College is a private institution of higher education committed to meeting the educational and professional needs of its students. The College, located in Nicosia, the capital of Cyprus, aims to help its students develop a strong knowledge base.
Insurance information for Spain
If you are going to study and live in Spain, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA, to obtain a student visa the student must be covered by private health insurance for the entire planned period of stay in Spain. An explicit written statement – in addition to the insurance policy – ,could be required, confirming what the insurance covers i.e. that the insurance does not have any waiting periods, deductibles or cost caps, the period of cover etc.It will also explain that a direct guarantee of payment can be obtained
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and a local health insurance will probably not cover:
- (Additional) medical costs, like dental
- Home contents and baggage
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About SpainSpain attracts thousands of international students every year with its friendly and laid-back lifestyle. The weather is also excellent, allowing you to enjoy the warmth of the sun and relaxing beaches when you’re not in class.
Higher education institutions charge relatively low tuition fees and go head-to-head with other big-name institutions worldwide. Spanish universities are well known for their offer of prestigious Business studies. You’ll also have the opportunity to learn Spanish, which is a great asset on any CV, especially if you want to start a career in Spain or at a multinational company.
Get custom advice for your situation from our partner, Aon. Click the button below and enter the wizard Aon created. It provides information on prices based on your country of origin, destination, and current insurance status. All this without any obligations on your part!