Insurance requirements for studying at Queen Mary University of London
Insurance information for Queen Mary University of London
Insurance is important while studying at Queen Mary University of London because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About Queen Mary University of London
Queen Mary University of London is one of the UK's leading research-focused higher education institutions. We have over 25,000 students, close to 4,500 members of staff and an annual turnover of £462m.
Find interesting master studies for Queen Mary University of London at Mastersportal
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Insurance information for United Kingdom
If you are going to study and live in the United Kingdom, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
However even when the EHIC is valid you will still have to pay the Immigration Health Surcharge as part of your visa application (the cost is around 470 GBP (2024)
EU Students staying in the UK with an European Health Insurance Card (EHIC) valid in the UK will be able to ask a refund for this surchargeGet an immigration health surcharge refund if you're a student from the EU or Switzerland - GOV.UK (www.gov.uk)
Before you get an IHS refund, you are entitled to the same NHS healthcare coverage as a UK citizen. If you get a refund, the healthcare coverage you get will change. You will only be able to use your EHIC to access ‘medically necessary treatment’ during your stay.
Students from outside the EU/EEA
International students, who will be in the United Kingdom for more than 6 months, will be required to pay the Immigration Health Surcharge as part of the visa application. Failure to pay the surcharge, if you are required to do so, will result in the visa being refused.This Immigration Health Surcharge will give you access to the National Health Service while pursuing their degree in the UK. This cost around 470 GBP (2024). Students from outside the EU will not be able to apply for a refund.
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Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs not covered by NHS
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
Free quote from Aon
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About United Kingdom
British universities are renowned worldwide for their excellence in research and education. They consistently rank highly in international evaluations, attracting students from diverse backgrounds. Studying in the UK offers a multicultural environment that fosters personal growth and opens doors to prosperous career opportunities. The teaching methodology promotes innovative thinking, encouraging individual exploration and collaboration through interactive discussions and creative assignments.
