Insurance requirements for studying at Institute of Technology Carlow
This page has information from Institute of Technology Carlow and Ireland combined. This might have resulted in repetitive info. Please read carefully and in case of questions please contact Institute of Technology Carlow
Insurance information for Institute of Technology Carlow
Insurance is important while studying at Institute of Technology Carlow because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About Institute of Technology Carlow
VIA University College is one of Denmark’s six university colleges. Our programmes, courses and research focus on professional practice in areas such as healthcare, teaching, social education, technology, business and design.
Insurance information for Ireland
If you are going to study and live in Ireland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance .EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
All non-EU students must have private health insurance for immigration purposes. This must cover you from the date you arrive to Ireland until the date you leave. If you are studying in Ireland for more than 12 months, you might be considered ordinarily resident and have access to a public health insurance plan with the HIA (Health Insurance Authority).
Students from non-EU countries are not covered for any free medical attention off-campus and must therefore have their own private insurance. Please note that heavy levies are charged for all hospitalisation and it is advised to make provision for adequate medical insurance.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Ireland
Ireland is among the top countries in the world in terms of quality of life, peace, safety, and development. It represents an appealing blend of beautiful landscapes, English-speaking environments, and a strong, welcoming, and rich culture — of which the Irish people are very proud. International students also enjoy the full support of Irish universities, which hire and train staff that are able to help with accommodation, studies, visa details, or any other challenge.
