Insurance requirements for studying at Charles University

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Insurance information for Charles University

Insurance is important while studying at Charles University because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.

About Charles University

For many years Charles University has been keen to incorporate the results of its research and development work into its teaching, and to ensure the greatest possible involvement of research staff and students in Czech and international projects.

 Find interesting master studies for Charles University at Mastersportal

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Insurance information for Czech Republic

If you are going to study and live in Czech Republic, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much. 

Students from EU/EEA countries

Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance . EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.

Students from countries outside the EU/EEA

Medical travel insurance is not required from citizens of Bosnia and Herzegovina, Croatia, Cuba, Japan, Macedonia, Montenegro, Turkey, Republic of Tunisia and Serbia. The same exception applies to participants of the Erasmus Mundus program, Fulbright scholarship program, European Voluntary Service of the EC Youth in Action programme, as well as holders of the European Health Insurance Card (EHIC) issued by another EU member state.

All other must take out a health insurance meeting Czech law requirements. You will be asked to submit a proof of health insurance when you apply for visa. Is not mandatory to take an insurance with a local Czech company. The coverage limit is minimum EUR 60,000 and the insurance must be purchased for the entire period of stay. There are additional requirements for insurance obtained abroad

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Is this enough?

It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:

  • Additional medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid
  • Worldwide cover

You will need an insurance policy also covering, but also arranging for you, for example:

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Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Czech Republic

In the Czech Republic, you can experience top-notch education and research, particularly in fields like Sciences, Engineering, and Medicine. Czech universities are continuously expanding their range of English-taught degrees in response to the growing interest from international students seeking academic opportunities and a high standard of living at affordable prices.

The Czech Republic is considered one of the safest countries globally, according to the Global Peace Index, and it offers convenient travel options throughout Europe. Beyond the classroom, you can explore local attractions such as Prague Castle, St. Vitus Cathedral, rejuvenating spas, and invigorating hot springs.

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