Insurance requirements for studying in Italy as a partner or child of an international student or teacher
Insurance information for Italy
If you are going to study and live in Italy, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance.EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
For a period longer than 3 months, the registration with the Italian National Health Service (SSN) is requested. For a complete health coverage you should obtain the S1 form (see below). Application must be submitted at the Local Health Authorities (Azienda Sanitaria Locale – ASL) according to the area of residence. There are no fees and the Italian Health Insurance Card (Tessera Sanitaria) will be issued immediately and free of charge by the ASL.
Please note that for non-EU students it is compulsory to hold a health insurance (or a health insurance payment receipt) in order to apply for the residence permit. The residence permit will have the same validity in time of the health insurance and viceversa (the residence permit has a maximum validity of 12 months).
Non Eu students can choose among three alternatives to obtain a health coverage.
- 1. Register with the Italian National Health Service SSN
- 2. Subscribe a private health insurance policy abroad
- 3. Subscribe a private health insurance policy in Italy
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Home contents and baggage
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About ItalyUniversities in Italy are very affordable compared to their counterparts in Western Europe, and the quality of education is undeniable. Italy has always been and remains a cradle of culture and education. In fact, the University of Bologna is the oldest university in Europe, having been opened in 1088.
Fashion and Architecture are the stand-out areas where Italian universities are second to none, but there are other English-taught degrees to choose from. In your spare time, you can enjoy the lovely Mediterranean climate, the sea breeze, and tasty food while exploring unique historic sites, such as the Colosseum or the Pantheon in Rome.
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