Insurance requirements for studying in Ireland as an international student or PHD Candidate
Insurance information for Ireland
If you are going to study and live in Ireland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance .EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA
All non-EU students must have private health insurance for immigration purposes. This must cover you from the date you arrive to Ireland until the date you leave. If you are studying in Ireland for more than 12 months, you might be considered ordinarily resident and have access to a public health insurance plan with the HIA (Health Insurance Authority).
Students from non-EU countries are not covered for any free medical attention off-campus and must therefore have their own private insurance. Please note that heavy levies are charged for all hospitalisation and it is advised to make provision for adequate medical insurance.
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Ireland
Ireland is renowned worldwide for its exceptional quality of life, peaceful atmosphere, safety, and remarkable development. It offers a captivating fusion of breathtaking landscapes, English-speaking environments, and a vibrant, hospitable culture that the Irish people take immense pride in. Furthermore, international students benefit from the unwavering support of Irish universities, which employ and train dedicated staff to assist with accommodation, academic pursuits, visa matters, or any other obstacles they may face.
