Insurance requirements for studying in Luxembourg as an exchange student or international intern
Insurance information for Luxembourg
If you are going to study and live in Luxembourg, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance .EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Registration with the CNS by presenting the certificate of registration as well as the European Health Insurance Card (a S1 form as a family member of an insured person is also accepted) certifying entitlement, issued by the institution from the country of origin (application of Regulation CE 883/2004).
Students from outside the EU/EEA
The Luxembourg Social Security Code stipulates in its article 1 under point 14) that persons over 18 years of age who pursue studies in the Grand Duchy of Luxembourg or vocational training not indemnified as an apprenticeship, who are not otherwise insured and who cannot be covered as a dependent family member, are compulsorily insured in terms of health insurance
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Luxembourg
Luxembourg is a diverse and dynamic country, attracting students and academic staff from all over the world. It offers exceptional Business and Management degrees, with a wide range of English-taught Bachelors and Masters programs. Scholarships and financial aid are also available for international students. In your free time, explore national museums, travel around, and relish the security of living in a prosperous nation with a strong economy and one of the highest GDPs globally.
