Insurance requirements for studying in Bulgaria as an exchange student or international intern
Insurance information for Bulgaria
If you are going to study and live in Bulgaria, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Mandatory health insurance
A valid health insurance for the territory of Bulgaria is mandatory for registration at the local migration office as well as for registration at most universities. Students have to sign up for a medical insurance for the whole period of studying at a university.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country
Students from outside the EU/EEA
Students from outside the EU/EEA will have to take out health insurance accoding to local laws.
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs, i.e. dental
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Bulgaria
Bulgaria is an affordable European country for international students. Tuition fees and living costs are low. It's a great place for those with a business mindset, as launching start-ups is fast and inexpensive. Bulgarian authorities offer funding and support. In your free time, explore the country's beauty, from sunny beaches to historic sites like cathedrals and fortresses.
