Insurance requirements for studying in Spain as an Erasmus student
Insurance information for Spain
If you are going to study and live in Spain, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from outside the EU/EEA,
To obtain a student visa the student must be covered by private health insurance for the entire planned period of stay in Spain. An explicit written statement – in addition to the insurance policy – ,could be required, confirming what the insurance covers i.e. that the insurance does not have any waiting periods, deductibles or cost caps, the period of cover etc.It will also explain that a direct guarantee of payment can be obtained
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and a local health insurance will probably not cover:
- (Additional) medical costs, like dental
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Spain
Spain is a magnet for international students with its inviting and relaxed lifestyle. The climate is also fantastic, allowing for leisurely beach days under the warm sun when not in class. Higher education institutions offer affordable tuition fees and compete with renowned global counterparts. Spanish universities are renowned for their prestigious Business programs. Additionally, you can acquire Spanish language skills, which greatly enhance your CV, especially if pursuing a career in Spain or a multinational corporation.
