Insurance requirements for studying in Romania as an Erasmus student
Insurance information for Romania
If you are going to study and live in Romania, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance.EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from non EU/EEA countries
In Romania, as a student you benefit from free of charge medical care and psychological assistance, if you are under 26 years old. These services are provided in the higher education institution and in public hospitals, based on the public medical insurance.
If you are 26 or older, you must pay a monthly health insurance fee (approx. 12 Euro / month). Note that you must register with a general physician (family doctor), which provides basic consults and can refer to specialists if needed.
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs, like dental
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Romania
Romania stands out as an affordable study destination in Europe with low tuition fees at public universities. EU students with high grades can secure state-funded spots without paying any fees. It is a haven for young individuals who wish to balance their academic pursuits with vibrant social experiences. Bucharest, Cluj, and Timisoara, the prominent student cities, offer a diverse range of entertainment options including clubs, bars, and restaurants where one can revel in music, dance, and quality time with friends. Romania's captivating natural wonders and remarkable man-made marvels make it one of the most stunning European countries. Don't miss out on attending renowned international festivals, experiencing a night at the enchanting Balea Lake Ice Hotel, or embarking on a journey along Transfagarasan or Transalpina.
