Insurance requirements for studying in Portugal as an Erasmus student
Insurance information for Portugal
If you are going to study and live in Portugal, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance.EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Students from non EU/EEA countries
Students from non EU/EEA countries should be covered by private health insurance for the entire planned period of stay in Portugal. Students from Brasil need to obtain Certificado de Direito à Assistência Médica – CDAM (PB4 Form).
No worries, we've got you covered. Together with our partner Aon, we are going to make sure you get the perfect insurance package. Your study abroad adventure will be awesome, but insured for all risks, including health care.
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
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Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About Portugal
Portugal is a highly sought-after destination for students wishing to study abroad, particularly exchange students. The country's universities prioritize research and collaborate with renowned research centers worldwide. International students also have the opportunity to intern at local companies, enhancing their academic experience. Learning Portuguese, a language spoken by over 250 million people globally, is advantageous for future career prospects. Portugal's Mediterranean climate, with its hot summers and stunning beaches, creates an ideal environment for relaxation amidst the demands of exams. Moreover, the country's natural beauty and numerous UNESCO World Heritage Sites offer endless exploration opportunities for adventurous individuals.
