Insurance requirements for studying in Iceland

Insurance information for Iceland

If you are going to study and live in Iceland, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

Everyone who has resided legally in Iceland for six months automatically becomes a member of the Icelandic social insurance system, regardless of nationality. Residency means a registered domicile based on the length of registration at Registers Iceland.

Note that the Icelandic healthcare system only subsidises health care for beneficiaries but generally does not provide services for free. For most medical services, one can expect to pay a minimal fee.

For the transition period, EU citizens should be in possession of a European Health Insurance Card (EHIC) when going to Iceland. This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland or the United Kingdom under the same conditions and at the same cost (free in some countries) as people insured in that country. Your EHIC can be issued by your national health insurance provider.

All non-EU/EEA incoming students are required to acquire a private health insurance prior to arriving in Iceland. This is required by the Directorate of Immigration and needs to be arranged before submitting the application of residence permit in Iceland.

It is important to understand that the EHIC is not always enough and that local mandatory health insurance will probably not cover:

  • Additional medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Iceland

Iceland offers tuition-free degrees in Engineering, Computer Science, and Social Sciences for all international students regardless of their country of origin. Tuition fees for other disciplines are much lower than in other European countries, and the quality of education is up to par.

Take advantage of the available scholarships and study in ‘The Land of Ice and Fire’, which produces almost 100% of its electricity and heat from renewable sources. In your free time, explore Iceland’s unique landscape, which includes glaciers and active volcanoes.