Insurance requirements for studying in Greece
Insurance information for Greece
If you are going to study and live in Greece, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance .EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country
Students from outside the EU/EEA: All undergraduate and postgraduate students of Higher Education Institutions, including PhD candidates, are provided with free of charge hospital and medical health care services (Government Gazette 117/7-9-83 issue A’). Health care services include medical, hospital and paraclinical examinations, medication prescriptions, childbirth, physiotherapy, dental care, and orthopedic aids. Students are provided with medical care in public hospitals or in Universities Clinics and dental care services in the laboratories of the Faculty of Dentistry of the Universities as well as in public hospitals having a dental department. Students who want to receive free medical care must possess their personal health insurance booklet which is issued upon registration to the University and it is renewed every year by the secretary of their department
Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that a local health insurance will probably not cover:
- Additional medical costs costs not covered by the Greek Health system
- Home contents and baggage
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.
About GreeceGreece is the cradle of European civilization and the birthplace of philosophy. Greek universities and colleges have a long history in academics, attracting international students from all over the world. Classes are not typically formal, so you can expect open discussions between students and professors, in line with the classical philosophical debate tradition. EU/EEA students don’t pay any tuition at public universities, while non-EU/EEA citizens pay low fees.
In Greece, you’ll also enjoy the well-known local hospitality and the wonderful Mediterranean climate. There are many landmarks and monuments waiting to be explored, including the Acropolis, Delphi, the Parthenon, and many others.
Get custom advice for your situation from our partner, Aon. Click the button below and enter the wizard Aon created. It provides information on prices based on your country of origin, destination, and current insurance status. All this without any obligations on your part!
Frequently asked questions
Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance
(European Health Insurance Card - Employment, Social Affairs & Inclusion - European Commission (europa.eu))
An EHIC gives the student the right to access state-provided healthcare during a temporary stay in another EU country, Norway, Iceland, Liechtenstein or Switzerland.
When you are in possession of a valid EHIC during your study period in Greece, it only provides coverage for emergency medical expenses. Please note that this does not include any costs for medical evacuation, physical therapy, acupuncture or emergency dental expenses. You are also not covered for your personal possessions, liability, legal aid, emergency assistance and extra travel expenses.
The validity of the EHIC depends on your home country and your insurer in your home country. It may not cover the full period of studies. Please verify the validity of your EHIC with your insurer in your home country for your study period abroad in Greece.
However, the coverage of the European Health Insurance Card or private insurance may not be sufficient, especially in case of repatriation and specific medical intervention. In that case, a complementary private insurance might be useful.
Taking out an additional insurance during your study abroad in Greece is specially needed for the risks that are not covered for with your EHIC. This to be certain that you are properly insured during your study period.As each country’s healthcare system is different services that cost nothing at home might not be free in another country like Greece.