Insurance requirements for studying in Estonia

Insurance information for Estonia

If you are going to study and live in Estonia, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.

EU citizens should be in possession of a European Health Insurance Card (EHIC) when going to Estonia. This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland or the United Kingdom under the same conditions and at the same cost (free in some countries) as people insured in that country. Your EHIC can be issued by your national health insurance provider.

Non-EU students in Estonia should obtain a medical insurance for the same period as the temporary residence permit is valid. Proof of your insurance should be presented to the Estonian Police and Border Guard Board.

It is important to understand that the EHIC (European Health Insurance Card) is not always enough and that local mandatory health insurance will probably not cover:

  • Additional medical costs
  • Repatriation
  • Liability
  • Home contents and baggage
  • Accidents
  • Legal aid

Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.

About Estonia

Estonia is an innovation and technology hub where you can do almost anything online: vote, pay taxes, open a business, etc. This beautiful country has a long history in higher education, with the first local university being established in 1632.

Nowadays, Estonian universities and colleges offer modern facilities and classroom technologies, high academic standards, and over 150 English-taught degrees aimed at international students. Tuition is also affordable.

While studying and living here, you’ll enjoy some of the best air quality in the world. Over half of the country is covered with forests, and Estonians place great emphasis on protecting and nurturing the natural environment. It’s very easy to reconnect with nature and take a break whenever you want to get away from the noisy city life.

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